# Mesa de Pagos — Full LLM Index Structured page-by-page index for AI/LLM consumption. All routes available in /en, /es, /pt. ## Cross-border payments infrastructure URL: https://mesadepagos.com/en URL (es): https://mesadepagos.com/es URL (pt): https://mesadepagos.com/pt EN: Modular infrastructure for cross-border payouts, payins, FX and stablecoin settlement. Move money across 100+ countries with one API. ES: Infraestructura modular para pagos transfronterizos, cobros, FX y liquidación con stablecoins. Mueve dinero en 100+ países con una sola API. PT: Infraestrutura modular para pagamentos transfronteiriços, recebimentos, câmbio e stablecoins. Movimente dinheiro em 100+ países por uma API. ## Products URL: https://mesadepagos.com/en/products URL (es): https://mesadepagos.com/es/products URL (pt): https://mesadepagos.com/pt/products EN: Eight modular building blocks for global money movement: cross-border payments, payouts, payins, stablecoins, OTC, named & virtual accounts, white-label. ES: Ocho módulos para mover dinero globalmente: pagos transfronterizos, payouts, cobros, stablecoins, OTC, cuentas nominadas y virtuales, white-label. PT: Oito módulos para movimentar dinheiro globalmente: pagamentos internacionais, payouts, recebimentos, stablecoins, OTC, contas nomeadas, virtuais, white-label. ## Cross-border payments URL: https://mesadepagos.com/en/products/cross-border-payments URL (es): https://mesadepagos.com/es/products/cross-border-payments URL (pt): https://mesadepagos.com/pt/products/cross-border-payments EN: Move money across borders with optimized FX, multiple rails (ACH, SWIFT, SEPA, stablecoin) and predictable settlement. ES: Mueve dinero entre países con FX optimizado, múltiples rieles (ACH, SWIFT, SEPA, stablecoin) y liquidación predecible. PT: Movimente dinheiro entre países com câmbio otimizado, múltiplos trilhos (ACH, SWIFT, SEPA, stablecoin) e liquidação previsível. ## Global payouts URL: https://mesadepagos.com/en/products/global-payouts URL (es): https://mesadepagos.com/es/products/global-payouts URL (pt): https://mesadepagos.com/pt/products/global-payouts EN: Mass payouts to beneficiaries in 100+ countries with automation, batch processing, and FX at scale. ES: Payouts masivos a beneficiarios en 100+ países con automatización, procesamiento por lotes y FX a escala. PT: Payouts em massa para beneficiários em 100+ países com automação, processamento em lote e câmbio em escala. ## Payins URL: https://mesadepagos.com/en/products/payins URL (es): https://mesadepagos.com/es/products/payins URL (pt): https://mesadepagos.com/pt/products/payins EN: Collect from customers worldwide via local payment methods — PIX, SPEI, ACH, SEPA, cards, and more. ES: Cobra a clientes en todo el mundo con métodos locales — PIX, SPEI, ACH, SEPA, tarjetas y más. PT: Receba de clientes em todo o mundo com métodos locais — PIX, SPEI, ACH, SEPA, cartões e mais. ## Stablecoin infrastructure URL: https://mesadepagos.com/en/products/stablecoin-infrastructure URL (es): https://mesadepagos.com/es/products/stablecoin-infrastructure URL (pt): https://mesadepagos.com/pt/products/stablecoin-infrastructure EN: Use USDC and USDT as a settlement rail alongside fiat — programmable, faster, transparent. ES: Usa USDC y USDT como riel de liquidación junto con fiat — programable, más rápido, transparente. PT: Use USDC e USDT como trilho de liquidação junto com moeda fiduciária — programável, mais rápido, transparente. ## OTC liquidity URL: https://mesadepagos.com/en/products/otc-liquidity URL (es): https://mesadepagos.com/es/products/otc-liquidity URL (pt): https://mesadepagos.com/pt/products/otc-liquidity EN: Deep liquidity for large FX transactions across LATAM, Asia, and emerging markets. ES: Liquidez profunda para grandes operaciones de FX en LATAM, Asia y mercados emergentes. PT: Liquidez profunda para grandes operações de câmbio na América Latina, Ásia e mercados emergentes. ## Named accounts URL: https://mesadepagos.com/en/products/named-accounts URL (es): https://mesadepagos.com/es/products/named-accounts URL (pt): https://mesadepagos.com/pt/products/named-accounts EN: Dedicated accounts per client for reconciliation, traceability, and compliance. ES: Cuentas dedicadas por cliente para conciliación, trazabilidad y compliance. PT: Contas dedicadas por cliente para conciliação, rastreabilidade e compliance. ## Virtual accounts URL: https://mesadepagos.com/en/products/virtual-accounts URL (es): https://mesadepagos.com/es/products/virtual-accounts URL (pt): https://mesadepagos.com/pt/products/virtual-accounts EN: Multi-currency virtual account infrastructure to receive global funds under one roof. ES: Cuentas virtuales multi-moneda para recibir fondos globales en un solo lugar. PT: Contas virtuais multi-moeda para receber fundos globais em um só lugar. ## White-label payments URL: https://mesadepagos.com/en/products/white-label URL (es): https://mesadepagos.com/es/products/white-label URL (pt): https://mesadepagos.com/pt/products/white-label EN: Launch your own cross-border product on our infrastructure — fully rebrandable. ES: Lanza tu propio producto transfronterizo sobre nuestra infraestructura — totalmente personalizable. PT: Lance seu próprio produto transfronteiriço sobre nossa infraestrutura — totalmente personalizável. ## Solutions URL: https://mesadepagos.com/en/solutions URL (es): https://mesadepagos.com/es/solutions URL (pt): https://mesadepagos.com/pt/solutions EN: Pre-built flows for paying suppliers, receiving global payments, treasury, payroll, remittance, and crypto off-ramp. ES: Flujos prediseñados para pagar proveedores, recibir pagos globales, tesorería, nómina, remesas y off-ramp cripto. PT: Fluxos pré-construídos para pagar fornecedores, receber pagamentos globais, tesouraria, folha, remessas e off-ramp cripto. ## Coverage URL: https://mesadepagos.com/en/coverage URL (es): https://mesadepagos.com/es/coverage URL (pt): https://mesadepagos.com/pt/coverage EN: 100+ countries. Local rails in Latin America, Asia, Europe, and Africa. Real currencies, real settlement. ES: 100+ países. Rieles locales en Latinoamérica, Asia, Europa y África. Monedas reales, liquidación real. PT: 100+ países. Trilhos locais na América Latina, Ásia, Europa e África. Moedas reais, liquidação real. ## Developers URL: https://mesadepagos.com/en/developers URL (es): https://mesadepagos.com/es/developers URL (pt): https://mesadepagos.com/pt/developers EN: RESTful API, idempotent requests, webhooks, sandbox environment, and SDKs for every major language. ES: API REST, requests idempotentes, webhooks, sandbox y SDKs para los principales lenguajes. PT: API REST, requisições idempotentes, webhooks, sandbox e SDKs para as principais linguagens. ## About & Licensing URL: https://mesadepagos.com/en/about URL (es): https://mesadepagos.com/es/about URL (pt): https://mesadepagos.com/pt/about EN: Mesa de Pagos — regulated cross-border infrastructure. Offices in Bolivia, Chile and Brazil. Licensed entities in BO, CL, BR, US and the EU. ES: Mesa de Pagos — infraestructura cross-border regulada. Oficinas en Bolivia, Chile y Brasil. Entidades licenciadas en BO, CL, BR, EE.UU. y la UE. PT: Mesa de Pagos — infraestrutura cross-border regulada. Escritórios na Bolívia, Chile e Brasil. Entidades licenciadas em BO, CL, BR, EUA e UE. ## Contact URL: https://mesadepagos.com/en/contact URL (es): https://mesadepagos.com/es/contact URL (pt): https://mesadepagos.com/pt/contact EN: Get in touch with Mesa de Pagos. Sales, support, and partnerships. ES: Contáctanos. Ventas, soporte y partnerships. PT: Fale conosco. Vendas, suporte e parcerias. ## FAQ — Frequently asked questions URL: https://mesadepagos.com/en/faq URL (es): https://mesadepagos.com/es/faq URL (pt): https://mesadepagos.com/pt/faq EN: Answers to the most common questions about cross-border payments, FX rates, compliance, and how Mesa de Pagos works. ES: Respuestas a las preguntas más comunes sobre pagos transfronterizos, tipo de cambio, compliance y cómo funciona Mesa de Pagos. PT: Respostas para as perguntas mais comuns sobre pagamentos transfronteiriços, câmbio, compliance e como a Mesa de Pagos funciona. ## Blog — Cross-border payments insights URL: https://mesadepagos.com/en/blog URL (es): https://mesadepagos.com/es/blog URL (pt): https://mesadepagos.com/pt/blog EN: Deep dives, product updates, and field notes on cross-border payments, FX, stablecoin settlement, and global money movement. ES: Análisis, novedades de producto y aprendizajes sobre pagos transfronterizos, FX, liquidación con stablecoins y movimiento global de dinero. PT: Análises, novidades de produto e aprendizados sobre pagamentos transfronteiriços, câmbio, liquidação com stablecoins e movimento global de dinheiro. ## PayIns and PayOuts — local rails across Latin America URL: https://mesadepagos.com/en/payins-payouts URL (es): https://mesadepagos.com/es/payins-payouts URL (pt): https://mesadepagos.com/pt/payins-payouts EN: Country-by-country payins and payouts in LATAM: Bolivia, Chile, Peru, Brazil. Local banks, QR, wallets, instant transfers, bulk payouts and crypto-fiat. ES: PayIns y PayOuts país por país en LATAM: Bolivia, Chile, Perú, Brasil. Bancos locales, QR, billeteras, transferencias instantáneas, payouts y cripto-fiat. PT: PayIns e PayOuts país a país na América Latina: Bolívia, Chile, Peru, Brasil. Bancos locais, QR, carteiras, transferências instantâneas e cripto-fiat. ## PayIns and PayOuts in Bolivia — Banco Unión, Banco Ganadero, QR & instant BOB URL: https://mesadepagos.com/en/payins-payouts/bolivia URL (es): https://mesadepagos.com/es/payins-payouts/bolivia URL (pt): https://mesadepagos.com/pt/payins-payouts/bolivia EN: Collect and pay in Bolivia with Banco Unión and Banco Ganadero, QR payments, instant BOB transfers, bulk payouts and crypto-to-fiat conversion via one API. ES: Cobra y paga en Bolivia con Banco Unión y Banco Ganadero, pagos QR, transferencias BOB instantáneas, payouts masivos y conversión cripto-fiat con una sola API. PT: Receba e pague na Bolívia com Banco Unión e Ganadero, pagamentos QR, transferências BOB instantâneas, payouts em massa e conversão cripto-fiat por uma API. ## PayIns and PayOuts in Chile — BancoEstado, BCI, Caja Vecina & instant CLP URL: https://mesadepagos.com/en/payins-payouts/chile URL (es): https://mesadepagos.com/es/payins-payouts/chile URL (pt): https://mesadepagos.com/pt/payins-payouts/chile EN: Collect and pay in Chile via BancoEstado, BCI, Caja Vecina cash, Khipu, Webpay and instant CLP payouts. One API, full reconciliation, USDC settlement. ES: Cobra y paga en Chile vía BancoEstado, BCI, Caja Vecina, Khipu, Webpay y payouts CLP instantáneos. Una API, conciliación completa, liquidación USDC. PT: Receba e pague no Chile via BancoEstado, BCI, Caja Vecina, Khipu, Webpay e payouts CLP instantâneos. Uma API, conciliação completa, liquidação USDC. ## PayIns and PayOuts in Peru — Yape, Plin, BCP, Interbank & instant PEN URL: https://mesadepagos.com/en/payins-payouts/peru URL (es): https://mesadepagos.com/es/payins-payouts/peru URL (pt): https://mesadepagos.com/pt/payins-payouts/peru EN: Collect and pay in Peru via BCP, Interbank, Yape, Plin, PagoEfectivo cash and instant PEN payouts. One API, full reconciliation, crypto-to-fiat settlement. ES: Cobra y paga en Perú con BCP, Interbank, Yape, Plin, efectivo PagoEfectivo y payouts PEN instantáneos. Una API, conciliación completa, liquidación cripto-fiat. PT: Receba e pague no Peru com BCP, Interbank, Yape, Plin, dinheiro PagoEfectivo e payouts PEN instantâneos. Uma API, conciliação completa, liquidação cripto-fiat. ## PayIns and PayOuts in Brazil — Pix, Boleto, Itaú, Bradesco & instant BRL URL: https://mesadepagos.com/en/payins-payouts/brazil URL (es): https://mesadepagos.com/es/payins-payouts/brazil URL (pt): https://mesadepagos.com/pt/payins-payouts/brazil EN: Collect and pay in Brazil via Pix, Boleto, Itaú and Bradesco rails, TED, cards and instant BRL payouts with crypto-to-fiat settlement. One API, BCB-aligned. ES: Cobra y paga en Brasil vía Pix, Boleto, rieles Itaú y Bradesco, TED, tarjetas y payouts BRL instantáneos con liquidación cripto-fiat. Una API, alineado al BCB. PT: Receba e pague no Brasil via Pix, Boleto, trilhos Itaú e Bradesco, TED, cartões e payouts BRL instantâneos com liquidação cripto-fiat. Uma API, alinhada ao BCB. ## Money desk across Latin America — FX, liquidity and settlement URL: https://mesadepagos.com/en/mesa-de-dinero URL (es): https://mesadepagos.com/es/mesa-de-dinero URL (pt): https://mesadepagos.com/pt/mesa-de-dinero EN: Mesa de Pagos operates a money desk in every major LATAM market — multi-currency liquidity, regulated counterparties and real-time execution from one account. ES: Mesa de dinero en cada mercado clave de LATAM — liquidez multi-moneda, contrapartes reguladas y ejecución en tiempo real desde una sola cuenta. PT: Mesa de dinheiro em cada mercado-chave da América Latina — liquidez multi-moeda, contrapartes reguladas e execução em tempo real numa única conta. ## How to pay across the Americas — corridor guides URL: https://mesadepagos.com/en/learn/pay URL (es): https://mesadepagos.com/es/learn/pay URL (pt): https://mesadepagos.com/pt/learn/pay EN: Country-by-country guides for moving money between Latin America and the United States. Local rails, transparent FX, USDC settlement. ES: Guías país por país para mover dinero entre Latinoamérica y Estados Unidos. Rieles locales, FX transparente, liquidación con USDC. PT: Guias país a país para movimentar dinheiro entre a América Latina e os Estados Unidos. Trilhos locais, câmbio transparente, liquidação com USDC. ## Stablecoins across the Americas — country guides URL: https://mesadepagos.com/en/learn/stablecoin URL (es): https://mesadepagos.com/es/learn/stablecoin URL (pt): https://mesadepagos.com/pt/learn/stablecoin EN: Country-by-country guides on how to use USDT and USDC for cross-border payments — regulated on-ramps, local off-ramps and per-country regulation. ES: Guías país por país sobre cómo usar USDT y USDC para pagos transfronterizos — on-ramps regulados, off-ramps locales y regulación por país. PT: Guias país a país sobre como usar USDT e USDC para pagamentos transfronteiriços — on-ramps regulados, off-ramps locais e regulação por país. ## SWIFT wires across the Americas — country guides URL: https://mesadepagos.com/en/learn/swift URL (es): https://mesadepagos.com/es/learn/swift URL (pt): https://mesadepagos.com/pt/learn/swift EN: How a SWIFT wire actually lands in each country: timing, FX rate, fees, regulator, and when a regulated stablecoin route via Mesa de Pagos is the better option. ES: Cómo acredita un wire SWIFT en cada país: tiempos, FX, fees, regulador y cuándo la ruta en stablecoins de Mesa de Pagos es la mejor opción. PT: Como um wire SWIFT cai em cada país: prazos, câmbio, tarifas, regulador e quando a rota em stablecoins da Mesa de Pagos é a melhor opção. ## Resources — guides, bank directory and references URL: https://mesadepagos.com/en/resources URL (es): https://mesadepagos.com/es/resources URL (pt): https://mesadepagos.com/pt/resources EN: All our cross-border payments resources in one place: corridor guides, stablecoin guides, SWIFT guides, China supplier guides and the bank directory. ES: Recursos de pagos transfronterizos en un solo lugar: guías por corredor, stablecoins, SWIFT, pagos a China y directorio de bancos. PT: Recursos de pagamentos transfronteiriços num só lugar: guias por corredor, stablecoins, SWIFT, pagar à China e diretório de bancos. ## Learn — cross-border payments guides URL: https://mesadepagos.com/en/learn URL (es): https://mesadepagos.com/es/learn URL (pt): https://mesadepagos.com/pt/learn EN: Country-by-country guides on corridors, stablecoins, SWIFT wires and paying suppliers in China — the operational reality of cross-border money movement. ES: Guías país por país sobre corredores, stablecoins, wires SWIFT y pagos a proveedores en China — la realidad operativa del movimiento transfronterizo. PT: Guias país a país sobre corredores, stablecoins, wires SWIFT e pagamentos a fornecedores na China — a realidade do movimento transfronteiriço. ## How to pay suppliers in China — country guides URL: https://mesadepagos.com/en/learn/pay-china-suppliers URL (es): https://mesadepagos.com/es/learn/pay-china-suppliers URL (pt): https://mesadepagos.com/pt/learn/pay-china-suppliers EN: How to pay Chinese suppliers from each country in the Americas: local rails, the best USD/CNY rate, and how to open a corporate account to pay China. ES: Cómo pagar a proveedores chinos desde cada país de las Américas: rieles locales, el mejor tipo USD/CNY y cómo abrir una cuenta empresa para pagar a China. PT: Como pagar fornecedores chineses de cada país das Américas: trilhos locais, a melhor cotação USD/CNY e como abrir uma conta empresarial para pagar à China. ## Bank directory — SWIFT/BIC codes and local payment codes across the Americas URL: https://mesadepagos.com/en/learn/banks URL (es): https://mesadepagos.com/es/learn/banks URL (pt): https://mesadepagos.com/pt/learn/banks EN: Searchable bank directory across LATAM and the US — SWIFT/BIC codes, local clearing codes (CBU, CLABE, CCI, ABA), fees and a regulated stablecoin alternative. ES: Directorio buscable de bancos en LATAM y EE.UU. — códigos SWIFT/BIC, códigos locales (CBU, CLABE, CCI, ABA), fees y alternativa regulada con stablecoins. PT: Diretório pesquisável de bancos da América Latina e EUA — códigos SWIFT/BIC, códigos locais (CBU, CLABE, CCI, ABA), tarifas e alternativa com stablecoins.